Estate planning is an essential step in ensuring your assets are distributed according to your wishes. In 2025, the choice between online wills and traditional lawyer-drafted wills is more relevant than ever. With technological advancements, digital estate planning has become more accessible, but many still prefer professional legal guidance. This article explores the pros and cons of both options, helping you make an informed decision.
What Is an Online Will and Why It’s Important
An online will is a legally recognized document created and stored digitally using a reputable online will service. It allows individuals to outline how their assets, property, and digital accounts should be distributed after their death.
Benefits of online wills include:
- Convenience: Accessible anytime, anywhere with an internet connection.
- Cost-Effective: Typically less expensive than hiring a lawyer.
- Flexibility: Easy to update with life changes, including digital assets.
- Security: Encrypted platforms provide safe storage for sensitive information.
Online wills are ideal for individuals with straightforward estates, digital assets, or those looking for a DIY solution to estate planning.
See more: What Happens If You Die Without a Will in Australia? Why You Need One
What Is a Lawyer-Drafted Will?
A lawyer-drafted will is prepared by a legal professional who specializes in estate planning. This type of will is typically tailored to your specific financial situation, family circumstances, and legal requirements in your jurisdiction.
Benefits of lawyer-drafted wills include:
- Expertise: Legal guidance ensures compliance with laws and regulations.
- Complexity Handling: Suitable for high-value estates, blended families, or complicated assets.
- Risk Mitigation: Reduces chances of disputes or misinterpretation of your wishes.
- Personalized Advice: Lawyers can advise on tax implications and long-term planning strategies.
While more expensive than online wills, lawyer-drafted wills offer a higher level of assurance for complex estates.
Pros and Cons: Online Wills vs. Lawyer-Drafted Wills
Feature | Online Wills | Lawyer-Drafted Wills |
---|---|---|
Cost | Affordable and budget-friendly | Higher cost due to professional fees |
Convenience | Can create and update from home | Requires appointments and legal consultations |
Flexibility | Easy to modify | Updates may require additional legal fees |
Legal Guidance | Limited guidance, mostly self-directed | Expert advice and compliance assurance |
Complex Assets | Suitable for simple estates | Ideal for complex assets, trusts, and blended families |
Digital Asset Management | Often includes online accounts | Lawyers may require separate instructions |
Step-by-Step Guidance for Creating a Legally Valid Online Will
- Select a Reputable Online Will Service
Choose a platform with strong security, legal compliance, and user-friendly interface. - List Your Assets
Include all tangible assets, digital accounts, investments, and property. - Identify Beneficiaries
Clearly specify who will receive each asset and in what proportion. - Appoint Executors and Guardians
Choose responsible individuals to manage your estate and care for dependents. - Ensure Legal Compliance
Verify witness requirements, digital signatures, and local regulations. - Save and Backup Your Will
Secure encrypted storage and notify your executor about accessing the will. - Review Regularly
Update your online will after major life events such as marriage, divorce, or acquiring new assets.
Choosing the Right Online Will Service in 2025

When selecting an online will service, consider:
- Legal Compliance: Ensure it adheres to jurisdictional laws.
- Ease of Use: Intuitive platform for creating and updating wills.
- Security: End-to-end encryption and secure cloud storage.
- Customer Support: Assistance for complex situations or questions.
- Digital Witnessing Options: Increasingly recognized legally in 2025.
A reliable platform provides peace of mind while keeping your estate plan accessible and manageable.
Common Mistakes to Avoid
- Failing to Update: Life changes require timely updates.
- Neglecting Witness Requirements: Verify local legal obligations.
- Omitting Digital Assets: Include social media accounts, cryptocurrencies, and online subscriptions.
- Using Unreliable Platforms: Choose secure, reputable online will services.
- Overlooking Executors’ Communication: Keep executors informed about updates.
Avoiding these mistakes ensures your will remains valid and reduces the risk of disputes among beneficiaries.
Conclusion
Choosing between online wills and lawyer-drafted wills depends on your estate complexity, budget, and comfort level with digital tools. Online wills are convenient, flexible, and cost-effective for straightforward estates, while lawyer-drafted wills provide expert guidance for complex situations. Regardless of the choice, regular updates and careful planning are key to a legally valid, effective estate plan in 2025.
FAQs
Yes, online wills are legally recognized in most jurisdictions in 2025, provided they meet witness and signature requirements. Always verify compliance with local laws before finalizing your online will.
Generally, updates to a lawyer-drafted will require contacting your lawyer to make changes. Unlike online wills, DIY updates are not permitted, which may result in higher costs and delays.
For complex estates involving multiple assets, trusts, or blended families, a lawyer-drafted will is recommended. It ensures legal compliance and minimizes disputes, while online wills are best for simple, straightforward estates.
Yes, but you may need to provide separate documentation or instructions. Some lawyers incorporate digital assets, but online will platforms often offer dedicated sections for managing these items.